Identity theft is a growing crime in the US. If you think about it, that makes sense. After all, you don’t even have to meet a person to steal their identity. There is no threat to the thief. It is a safe and surprisingly easy crime.
Some people keep copies of tax returns for the prior 3 to 5 years in their boxes as well though I’m not so sure how important this is since your accountant will have copies as well.
ONever assume that wearing false jewelry will make you safe. Most people won’t have a clue if the jewelry is the real thing or not and it may still make you a target of jewelry theft.
If you want to keep a card for emergencies, you need to take it to your safe deposit box in the morning. Or freeze it in a big bowl of water in your freezer. Make it inaccessible to you. For example, not only is our emergency card in a watch safe box, it is in a bank in another town. In a small town forty miles away from anywhere I would want to shop. No Walmart or shopping center close by. It is out of the way. That one decision of where to put it has saved us a lot of money.
An additional fact to find out is how your bank pays interest. Is is simple or compounded? Compounded means you are getting interest on interest plus principle. How often does your bank pay. Monthly, quarterly?
The obvious pro here is that it’s at your house. This gives you twenty four hour access, allowing you to inventory your things, or add or take out items, and of course use said items or documents. Another pro is you know exactly what condition your possessions are in, being that they’re within grasp. Most safes are fire retardant allowing you to retrieve the safe after a fire has been extinguished. Most safes are heavy and awkward to carry. Though this sounds like a con instead of a pro, the weight and awkwardness is actually a security feature.
An FTP Software is an application that enables you to transfer data from your computer to your website on the Internet, and vice versa. There are many other ways to do it, including using an online interface provided by your webhost, but usually, using an FTP Software is the swiftest way.
In the next article, we will look at Building a Profit-Making Website. As of now, I want you to be familiar with the five Essential Tools in this chapter. Please go ahead and register your web hosting and obtain your domain name, but once again, let me urge you to give the domain name a good thinking through before decided which. If you choose a wrong one at the beginning stage, fine, it only costs another US$10 or so to register another. But you need to make sure it is a domain name you want to own for years and years to come. Who knows, one day you may even sell that domain and the whole web business for $1 million? So, choose carefully.